Your personal, financial and environmental resilience requires planning

Financial Resilience

Everyone needs a side business. Your business is your path to financial resilience. If you are living paycheck to paycheck, it will be hard to find the money you need to devote to your preparedness.

Your own work from anywhere business provides many advantages. If you are an entrepreneur or a want-a-be-one you need to go to and learn how to create your own Internet Marketing Business.

The products we will review here are things you need to survive any man-made or natural disaster. The better you are prepared the quicker you and your family can recover. Your preparation is a matter of life or death.

Just know I am an internet marketer and I may be a sales representative for some of the companies I recommend. My recommendations are my personal opinion. I look for quality products that are competitively priced. Everything being equal, I will choose a company that pays a commission when you promote their products.

Because your financial resilience if basic to your ability to prepare, we will discuss ways to increase your income in the financial resilience section of this website.

Stock up on what you will need

FEMA recommends you have three days supply of food, water, and medicines stored in a go-bag to use when you have to evacuate.


You need a gallon of water a day per person I recommend you get enough collapsable gallon water jugs to store what you need. Fill them just before a storm is forecast to hit you. You can store water for up to a year.

You can get water filters in the form of straws or pumps that can filter out 99.999% of the bad stuff. Use them when drinking from any surface water or even wells that could be contaminated.


You need long term storage foods. 25-year shelf life is ideal. I want my food to be grown and processed in America. I don’t trust the sanitation standards of foreign countries. I buy most of my supplies from Wise Foods [link}


They are harder to stockpile. They have a relatively short shelf life and insurance companies will not pay for you to have even a month’s supply. I try to buy a three months supply at a time. That way I have at least a months supply at least 2/3 of the time.


Don’t forget your pets!. They have to eat and drink too. If you have to evacuate, your pet will have to be caged. Pet shelters can be few and far between. All Red Cross shelters require your pets to be caged.


A clean and sanitary camp is essential to preventing disease. Be prepared to concentrate human waste. Double bag feces and use cat litter to absorb urine. A five-gallon bucket, lined with a plastic bag and fitted with a toilet seat can serve as a good emergency toilet. Of course, a Porta-A-Potty will let you do your thing in comfort. Be sure to include the physical hygiene and general cleaning supplies you will need.


In Hawaii, 8 out of 10 homes will be destroyed by a Category 3 hurricane. I plan to camp on my property to protect it from looters until my stuff can be secured and I can arrange better housing. If your situation is similar, get your camping supplies and take the family camping. It will help put your family in touch with nature and help you refine your camping techniques so you know what to do in an emergency.

A realistic look at preparedness.

How much you can prepare depends on your budget. A disaster always impacts the poorest among us the most. I have friends who have bought property which has an old WWII bunker on it. They have outfitted the bunker to shelter their extended family for a month.


Hawaii has identified public shelter that can provide for about a third of our population. They plan on 10 square feet per person. That is the size of an army cot. None of those shelters will withstand a Category 3 hurricane.

Emergency Management recommends you shelter in place, or if your home is not safe, find a friend who lives in a reinforced concrete building. Whatever you plan to do, do it early. Public shelters will be overflowing and traffic will be gridlocked.

Risk Analysis

Risk analysis is a combination of how likely an event is likely to happen and how much damage will result when it happens. How you react to the potential of a disaster depends on your personal assessment of the risk.

In Hawaii, urban areas will be without electricity for a week or more. Those living in rural areas may be off the grid for months. When there is no electricity everything grinds to a halt. Stores, banks and filling stations are closed. When our harbors and airports are damaged, we will not be able to receive help from the mainland. We have less than 5 days supply of food supply on island and most of it requires refrigeration.

Most people take an “it will never happen to me” attitude.” When a hurricane is forecast, They rush to the store and find the shelves empty.

Most of the deaths in Puerto Rico occurred from illness after the storm. Don’t let it happen to you. The better prepared you are the better you will be able to help your family recover quickly and in relative comfort.

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